Which one is right for you?

Whether you are a first time home buyer, building your dream home or looking for the ideal vacation property, SVCU offers a wide range of mortgage products to support you at any stage of home ownership. We offer a 90 day rate guarantee and all credit decisions are made locally and in a timely manner.

Your first home!

SVCU offers competitive rates and terms to meet your budget as a first time home buyer.
  • Repayment terms up to 25 years
  • Down payments as low as 5%
  • Competitive rates, variable and fixed
  • Pre-payment options


Are you looking to make upgrades or changes to your current home? Re-imagine your favorite space and increase the value in your home, we can show you how!
  • Competitive variable or fixed rates 
  • Make your home equity work for you
  • Pre-payment options available

Vacation Property.

Realize your dream of owning a vacation property!  Whether you are looking at a rustic cabin or someplace you can sink your toes in the sand, we have the products to support your financial goals.
  • Repayment terms up to 25 years
  • Financing up to 80%
  • Property purchases on government leased land accepted
  • Competitive variable and fixed interest rates

Residential Mortgage Rates

Residential Mortgage Rate


Residential Mortgage Rate

3 Years Fixed

Residential Mortgage Rate

5 Years Fixed

Residential Mortgage Rate

7 Years Fixed

*PLEASE NOTE: Rates are subject to change without notice at any time. Contact SVCU directly for the most current rate information.
The Annual Percentage Rate (APR) is equivalent to the Annual Interest Rate, and assumes that no fee(s) apply.
If fee(s) are required as part of the application processing, any fee(s) would increase your APR.

Benefits of a pre-approved mortgage...

Ready to buy?

Apply today...

Ready to get started on your new home purchase? Start by completing our on-line loan application!

We have a card for you...

Collabria Mastercard

Personal or business we have a card to suit your financial goals.  Rewards, low rates and specialty cards, find the one that works best for you. 

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