Service Charges

Service Charges

Members, please note changes to our Service Fees, effective January 1, 2023.  
OVER THE COUNTER     FEES
Each Cheque 80₵
Cash Withdrawal 80₵
COUNTER SERVICES                                                                                                                                                                    FEES
Cash Handling Charge (Applicable when monthly cash deposits exceed $5,000) $2.50/$1,000
Paper Statement (Pick up or Mail) $2.00
Over-the-counter Cheques (Fee waived if cheque order placed at that time) 75₵
Fax Charges ($2.00 minimum in North America, others at cost) $1.00/page
Bill Payments (Bills officially accepted at counter)       $1.50
Money Orders (Canadian or U.S. Funds) $7.50
Obtain Hold Funds $5.00
Photocopies 50₵
Primary Order (Draft) $7.50
Receive Wire Transfer Fee (in denomination of wire) - Effective November 1st, 2022 $15.00
Wire Transfers In or out of Canadian Institution (U.S. & International pricing available at branch)       $40.00
Verification of Funds (Phone another F.I.)       $3.00
OTHER SERVICES                                                                                                                                                                                              FEES
Telephone (Balance inquiry or transaction history) $3.00
Telephone Transfer between your own accounts (Both accounts must be owned by the same member)       $5.00
Telephone Transfer between accounts (Each account owned by a different member)       $5.00
INTERAC®  e-Transfer (sending) ®Interac e-Transfer are registered trademarks of Interac Corp. Used under licence.       $1.00
INTERAC®  e-Transfer Request Money ®Interac e-Transfer are registered trademarks of Interac Corp. Used under licence.       $1.00
Stop Payment - Effective November 1st, 2022       $15.00
Cirrus ATM (Anywhere in the world) $5.00
ATM Withdrawals (Non-CU INTERAC® in Canada ) ®Interac e-Transfer are registered trademarks of Interac Corp. Used under licence.       $2.00
Chargeback Handling Fee (For deposit of NSF or postdated items, etc.) $5.00
Coverdraft Transfer - computer generated       $3.00
Coverdraft Transfer - manual $4.00
Non-MICR encoded cheques (Manual processing)       $5.00
Non Sufficient Funds on deposit to cover cheques issued (each cheque dishonoured) $45.00
Collection Fee (of NSF items accepted by a member) $15.00
Overdraft (per item cleared, PLUS interest @24%) $5.00
Overdraft Protection (Monthly fee for line of credit)       $3.00
Member Card / ATM Card Replacement (Non expired, at member's request) $10.00
Rush ATM Card (At member's request) $40.00
ATM Card - Flash Deactivation   $20.00
Special Notice Fee     $15.00
Companies Office (Annual Return Search) $15.00
U.S. Funds (Clearing from Canadian chequing account)       $5.00
U.S. Cheque Clearing Fee       $1.25
U.S. Cheque Handling Fee (Deposit or cashing)       50₵
Non-Member Cheque Cashing (Excluding Government of Canada cheques)   $5.00
SELF-SERVE FEES
Electronic Bill Payment (CU@Home, SVCU Telephone Banking) 60₵
ATM Withdrawal (Any Credit Union ATM in Canada) 60₵
INTERAC® Debit (Point of Sale) ®Interac e-Transfer are registered trademarks of Interac Corp. Used under licence. 60₵
Pre-Authorized Debit (Point of Sale) 60₵
AGRICULTURAL, COMMERCIAL & PERSONAL LENDING FEES
Application to Extend, Refinance, Amend $75.00 to
Mortgage or Loan, Add or Release Security $100.00
Credit Bureau Search     $10.00 to $25.00
Personal Property Search (MB)   $20.00
Personal Property Registration (MB) $30.00
Out-of-Province Personal Property Registration & Land Titles Office Fees Per Provincial Fee
Discharge of Mortgage (Full or Partial) $250.00
Preparation of Caveats involving 1 Title Search (Additional title searches at $30.00 each) $300.00
Discharge of Caveat (Full or Partial)   $250.00
Mortgage Blend & Extend Fee   $100.00
LTO Search     $50.00
Mortgage Transfer Fee   $250.00
New Commercial & Agricultural Loan Application Fees - Tiered
$0-$100,000     $50.00
$100,001-$200,000     $100.00
$200,001-$300,000     $200.00
$300,001-$500,000     $300.00
$500,000+       See Lender
Commercial & Agricultural Annual Review Fees - Tiered
$0-$25,000     FREE
$25,001-$50,000     $50.00
$50,001-$150,000     $100.00
$150,001-$300,000     $200.00
$300,001-$500,000     $300.00
$500,000+ See Lender
Large Loan Annual Review (No line of credit)       $100 (Minimum)
Corporate/Partnership Re-Documentation Fee (Conversion to a corporation or partnership) $500.00
TRANSFERS / ACCOUNT CLOSING  FEES
Transfer Out Fee For Registered Products $75.00 per
(RRSP, RRIF, LIRA, TFSA, other registered products) Transaction
Demand Account Closing   $10.00
(Only when primary order is issued))  
CHEQUE CERTIFICATION                                                                        FEES
For a member's own cheque - Effective November 1st, 2022   $13.00
For a member, of another member's cheque       $15.00
For a non-member     $20.00
SAFETY DEPOSIT BOXES                                                                                                                    FEES
Regular (1½" x 5" x 21") $3.00 for each full month       $36.00
Medium (2¼" x 5" x 21") $4.00 for each full month       $48.00
Large (5" x 5" x 21") $6.00 for each full month       $72.00
Extra Large (2½" x 10" x 21") $6.00 for each full month       $72.00
XX Large (5" x 10" x 21") $13.00 for each full month       $156.00
Lost Key       $30.00
Both Keys Lost (Box to be opened by two authorized credit union employees) $125.00
MERCHANT SERVICES                                                  FEE
Night Deposit Bag (No annual fee)   Cost of Bag/Keys
EXCHANGING FOREIGN CURRENCY                                        FEES
Exchange of Foreign Currency - Non-Member       $2.00
Members please note the following:
  • Members are responsible for fees or other documents not outlined above.
  • Other loan charges may apply - contact branch for details.
  • Duplicate account information, audit verification reports, credit report assistance or other non-standard services not identified elsewhere in this schedule - $50.00 per hour ($20.00 minimum), plus photocopy or microfiche/microfilm charges, postage and handling, and any other costs incurred. 
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