Lines of Credit & Term Loans

Do business your way.

SVCU understands that cash flow is key to meeting the day to day needs of your business.  Through our Lines of Credit and Term Loans products, we can offer competitive rates that give you the flexibility to meet the demands of your business environment. Our experienced Account Managers have the tools to help your business prosper.

Operating Lines of Credit

Manage the costs of doing business with competitive rates and access cash when you need it.  A line of credit can give you the flexibility to meet the seasonal and market demands of your business environment.  SVCU offers competitive rates to keep more money in your business. 
  • Variable rate product
  • Provide you with the flexibility needed to manage seasonal cash flows
  • No fixed repayment

Term Loans

Looking for support to purchase a new asset?  Equipment, tools of the trade or office furniture, what do you need to help your business succeed? Our term loan options are tailored to your business needs.  SVCU offers competitive rates and flexible terms 


Ag Lending

3 Years Fixed

Ag Lending

5 Years Fixed

Commercial Lending

3 Year Fixed

Commercial Lending

5 Year Fixed

*PLEASE NOTE: Rates are subject to change without notice at any time. Contact SVCU directly for the most current rate information.
The Annual Percentage Rate (APR) is equivalent to the Annual Interest Rate, and assumes that no fee(s) apply.
If fee(s) are required as part of the application processing, any fee(s) would increase your APR.

We have a card for you...

Collabria Mastercard

Personal or business we have a card to suit your financial goals.  Rewards, low rates and specialty cards, find the one that works best for you. 

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